LendingLab: Small Business

[vc_scroll link=”#modules”]

Course Overview

[vc_single_image image=”7354″ size=”full” overlay=”none” item_link_type=”no-link” captions_below_link_type=”no-link”]
href="#" data-color-override="false" data-hover-color-override="false" data-hover-text-color-override="#fff">Button Text href="#" data-color-override="false" data-hover-color-override="false" data-hover-text-color-override="#fff">Button Text href="#" data-color-override="false" data-hover-color-override="false" data-hover-text-color-override="#fff">Button Text

Course Description

LendingLab: Small Business provides a basic understanding of small business lending principals, processes and products.

The course helps participants understand the similarities and differences inherent in the small business decision space including how to define small businesses for your financial institution, how to apply P&L metrics appropriately, how risk can best be identified, and how to leverage knowledge gained from other disciplines while adapting that knowledge to small business.

Industry best practices combine the best from the retail and commercial banking worlds to address this unique segment.  Participants will be able to test their new knowledge in open discussions, activities and simulations in a team environment. Each team will address underwriting practices, construction of P&L, and pricing. The final simulation will bring all activities together in a “branch competition” with portfolio level data.

Learning Objectives

[vc_single_image image=”7226″ size=”thumbnail” overlay=”none” item_link_type=”no-link” border_color=”grey” img_link_target=”_self”]
[vc_single_image image=”7237″ size=”thumbnail” overlay=”none” item_link_type=”no-link” border_color=”grey” img_link_target=”_self”]
[vc_single_image image=”7239″ size=”thumbnail” overlay=”none” item_link_type=”no-link” border_color=”grey” img_link_target=”_self”]
[vc_single_image image=”7238″ size=”thumbnail” overlay=”none” item_link_type=”no-link” border_color=”grey” img_link_target=”_self”]

EXPLAIN

Explain what a small business is, what the ideal small business customer looks like, and what products or services can be offered to maximize profit.

CONNECT

Connect the dots from corporate level risk appetite and loss metrics through small business underwriting and portfolio management strategies to P&L.

ADAPT

Adapt best practices from the retail and commercial banks to the small business market including lifecycle decisioning, fraud and risk mitigation, underwriting principals, product and pricing assignments.

NETWORK

Network with participants across your organization through the team structure to understand their functions and how they can help the organization reach its business goals.

The LendingLab: SME Simulation

[vc_single_image image=”7355″ size=”full” overlay=”none” item_link_type=”no-link” captions_below_link_type=”no-link” margin_top=”medium-top”]
[features_list show_connections=”show”][feature fa_icon=”refresh” icon_color=”#ffffff” title=”Repetition” margin_top=”medium-top”]

Players repeat strategic decisions in a variety of market conditions, reinforcing learning objectives.

[/feature][feature fa_icon=”flask” icon_color=”#ffffff” title=”Experimentation”]

The simulation provides a safe virtual environment for players to test-drive portfolio management strategies.

[/feature][feature fa_icon=”line-chart” icon_color=”#ffffff” title=”Evaluation”]

Players have the opportunity to evaluate and understand the outcome of their portfolio management decisions.

[/feature][feature fa_icon=”graduation-cap” icon_color=”#ffffff” title=”Retention”]

“Learn by Doing” approach maximizies learning retention.

[/feature][/features_list]

Client Testimonials

[testimonials group=”creditlab” count=”5″ show_image=”hide” speed=”8000″ margin_top=”no-top”]

How will you nurture your human capital?

href="#" data-color-override="false" data-hover-color-override="false" data-hover-text-color-override="#fff">Button Text